Comprehensive health coverage for you and your family.
UNS offers BlueCross BlueShield of Arizona (BCBSAZ) medical plans with access to comprehensive coverage. Each plan uses the same nationwide PPO network, but how you pay for coverage and care differs. Take time to compare your options and choose the plan that best fits your healthcare needs and budget.
Once you’re enrolled, your BCBSAZ member portal is a valuable resource for managing your medical benefits. Register or log in to:
Register for or access your BCBSAZ member portal here.
UNS offers three medical plan options administered by BCBSAZ. The two PPO plans and the HDHP + HSA provide access to the same broad nationwide network.
A flexible preferred provider organization plan. See any in-network doctor without a referral, with lower costs when you stay in-network.
A high deductible plan paired with a Health Savings Account (HSA). Lower monthly premiums with the ability to save pre-tax dollars for medical expenses.
Your medical coverage is one of the most important decisions you’ll make when selecting your benefits for the year. Here’s a guide to help you understand the features of each plan, so you can make an informed choice.
Keep in mind: Your lowest-cost option depends on more than the premium (paycheck cost). Consider how often you expect to need care, the prescriptions you take, and how much you could comfortably pay if you had an unexpected medical expense.
| Plan Features | PPO Plan A | PPO Plan B | HDHP with HSA |
|---|---|---|---|
| In-Network | In-Network | In-Network | |
| Paycheck cost | Highest ($$$) | Middle ($$) | Lowest ($) |
| Deductible | Lowest ($) | Middle ($$) | Highest ($$$) |
| Out-of-pocket maximum | Lowest ($) | Middle ($$) | Highest ($$$) |
| How you pay for care | Copays for many services; lowest costs when you receive care | Copays for many services; moderate costs when you receive care | You pay the full cost until you meet the deductible |
| Healthcare spending account | Health Care FSA | Health Care FSA | HSA or Limited Purpose FSA |
| Consider this plan if… | You expect to use more care and prefer the lowest deductible and out-of-pocket costs, even with higher premiums | You want a balance between paycheck deductions and costs when receiving care | You want lower premiums, can manage a higher deductible, and want to save tax-free money in an HSA |
All medical plans offer access to the BCBSAZ Statewide/Nationwide PPO network of providers and facilities. While you can visit any doctor, you’ll save the most money by using in-network physicians or facilities.
Live in Yavapai County? Click to view your in-network BCBSAZ providers. The most current information can be obtained at azblue.com.
BlueCross BlueShield of Arizona
ID Cards
New ID cards will be mailed to your home address on file. Need a replacement card? Log in to your BCBS member portal or access a digital ID card through the BCBS AZ mobile app.
Learn about the HDHP vs. PPO medical plans and where to go for care in the Video Library.