Coverage that protects your family if the unexpected happens.
Life and Accidental Death and Dismemberment (AD&D) insurance provide financial security to you and your family if you become seriously injured or pass away.
The company provides Basic Life and AD&D at no cost. Review your group’s Benefits at a Glance in the Documents section for more information.
You can purchase additional life insurance for yourself and eligible family members at group rates. You must enroll in employee coverage before purchasing coverage for a spouse or child.
Evidence of Insurability (EOI) may be required if:
Coverage requiring EOI does not take effect until The Hartford approves it. Please see your Workday event for specific plan coverage and cost details, or open a Help Case in Workday.
Eligible employees can purchase additional accident insurance for themselves, a spouse, and children under age 26. The plan pays a benefit if a covered person dies or experiences a covered injury due to an accident.
You pay for coverage with after-tax dollars, and EOI is not required. See your Collective Bargaining Agreement for eligibility and details.
| Coverage | Employee | Spouse | Children | Family |
|---|---|---|---|---|
| Life | $10,000 increments up to to $500,000 Amounts over $350,000 require proof of good health |
$10,000 increments up to $150,000 Amounts over $50,000 require proof of good health |
$2,000 increments up to $10,000 | N/A |
| AD&D | $10,000 increments up to $600,000 | 50% of employee amount | 15% of employee amount | 40% spouse & 10% child of employee amount |
IMPORTANT: You do not need to wait until annual Open Enrollment to update your Life and AD&D beneficiaries. We encourage you to open a Change Beneficiaries event in Workday as soon as you know your wishes have changed.
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